
Appointed Agents
Access underwriting resources, policy tools, training, and information to help you serve your clients.
Agent Resources
Workers' compensation specialists
Responsive coverage, experienced service, and trusted partnerships for businesses and independent insurance agents.
Serving businesses and insurance professionals with passion, commitment, and dedication.

About Accident Insurance Company
Accident Insurance Company is a regional workers' compensation carrier committed to dependable coverage, responsive service, and long-term relationships with agents, employers, and policyholders.
Who we serve
Agents, aspiring agency partners, and policyholders each have a dedicated set of tools and resources.

Access underwriting resources, policy tools, training, and information to help you serve your clients.
Agent Resources
Learn how to become an appointed Accident Insurance Company agency partner.
Get Appointed
Manage your policy, pay your bill, report a claim, and access important employer resources.
Policyholder ResourcesWorkers' compensation
Workers' compensation coverage supports employers and employees when workplace injuries occur. Our team combines practical expertise with responsive service throughout the policy and claims process.
A single line of business, underwritten by people who know it well.
Clear communication from first report through resolution.
Practical guidance to help reduce workplace injury risk.
Real people who answer questions about your policy and billing.
Claims support
Get clear guidance on reporting a claim and accessing the support needed throughout the claims process.
Notify us as soon as a workplace injury is known, by phone or online form.
Provide employee, employer, and injury details so the file can be opened.
An adjuster is assigned and becomes your point of contact.
We coordinate medical, wage, and return-to-work information through resolution.
Why choose us
We measure our work by the relationships we keep, not by how quickly we can quote.
Underwriting and service teams who understand local employers and industries.
Assigned adjusters and direct contacts throughout the life of a claim.
We work exclusively through appointed independent agencies.
One line of business, and the depth of experience that comes with it.
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Resources
Everything agents and employers reach for most often, in one place.
Latest
Updates for agents, employers, and policyholders.

Short, regular safety briefings remain one of the most practical ways to reduce workplace injuries. Here is a simple structure to follow.
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Complete, well-documented submissions move faster. Our underwriters share the details that help them respond quickly and accurately.
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A clear return-to-work plan supports recovering employees and helps employers manage the cost and duration of a claim.
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Get coverage, connect with an appointed agent, or speak with our team.